City vs city
Cutler Bay vs Miami, FL
Miami currently scores 13 points higher overall than Cutler Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cutler Bay: 47/100 · Miami: 60/100
Miami is 13 points higher.
Flood
Cutler Bay: 57/100 · Miami: 73/100
Miami is 16 points higher.
Cutler Bay: FEMA NFHL flood zones: 19 features intersect this tile.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Cutler Bay: 72/100 · Miami: 73/100
Miami is 1 points higher.
Cutler Bay: Wind exposure derived from ingested design wind / climatology tiles.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cutler Bay: 57/100 · Miami: 65/100
Miami is 8 points higher.
Cutler Bay: Lightning exposure derived from ingested climatology tiles.
Miami: Lightning exposure derived from ingested climatology tiles.
Tornado
Cutler Bay: 15/100 · Miami: 35/100
Miami is 20 points higher.
Cutler Bay: Tornado risk derived from NOAA SPC historical reports.
Miami: Tornado risk derived from NOAA SPC historical reports.
Hail
Cutler Bay: 22/100 · Miami: 85/100
Miami is 63 points higher.
Cutler Bay: Hail risk derived from NOAA SPC historical reports.
Miami: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cutler Bay: 91/100 · Miami: 83/100
Cutler Bay is 8 points higher.
Cutler Bay: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cutler Bay: 43/100 · Miami: 48/100
Miami is 5 points higher.
Cutler Bay: Wildfire exposure derived from ingested fire potential tiles.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cutler Bay: 18/100 · Miami: 16/100
Cutler Bay is 2 points higher.
Cutler Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.