City vs city
Charlotte Harbor vs Port Charlotte, FL
Charlotte Harbor currently scores 18 points higher overall than Port Charlotte, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte Harbor: 60/100 · Port Charlotte: 42/100
Charlotte Harbor is 18 points higher.
Flood
Charlotte Harbor: 60/100 · Port Charlotte: 43/100
Charlotte Harbor is 17 points higher.
Charlotte Harbor: FEMA NFHL flood zones: 17 features intersect this tile.
Port Charlotte: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Charlotte Harbor: 55/100 · Port Charlotte: 53/100
Charlotte Harbor is 2 points higher.
Charlotte Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Port Charlotte: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte Harbor: 74/100 · Port Charlotte: 76/100
Port Charlotte is 2 points higher.
Charlotte Harbor: Lightning exposure derived from ingested climatology tiles.
Port Charlotte: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte Harbor: 100/100 · Port Charlotte: 19/100
Charlotte Harbor is 81 points higher.
Charlotte Harbor: Tornado risk derived from NOAA SPC historical reports.
Port Charlotte: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte Harbor: 56/100 · Port Charlotte: 29/100
Charlotte Harbor is 27 points higher.
Charlotte Harbor: Hail risk derived from NOAA SPC historical reports.
Port Charlotte: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte Harbor: 99/100 · Port Charlotte: 80/100
Charlotte Harbor is 19 points higher.
Charlotte Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Port Charlotte: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Charlotte Harbor: 18/100 · Port Charlotte: 20/100
Port Charlotte is 2 points higher.
Charlotte Harbor: Wildfire exposure derived from ingested fire potential tiles.
Port Charlotte: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte Harbor: 16/100 · Port Charlotte: 17/100
Port Charlotte is 1 points higher.
Charlotte Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Port Charlotte: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.