City vs city
Charlotte Harbor vs Ponte Vedra, FL
Charlotte Harbor currently scores 19 points higher overall than Ponte Vedra, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlotte Harbor: 60/100 · Ponte Vedra: 41/100
Charlotte Harbor is 19 points higher.
Flood
Charlotte Harbor: 60/100 · Ponte Vedra: 48/100
Charlotte Harbor is 12 points higher.
Charlotte Harbor: FEMA NFHL flood zones: 17 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Charlotte Harbor: 55/100 · Ponte Vedra: 35/100
Charlotte Harbor is 20 points higher.
Charlotte Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlotte Harbor: 74/100 · Ponte Vedra: 93/100
Ponte Vedra is 19 points higher.
Charlotte Harbor: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlotte Harbor: 100/100 · Ponte Vedra: 15/100
Charlotte Harbor is 85 points higher.
Charlotte Harbor: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlotte Harbor: 56/100 · Ponte Vedra: 14/100
Charlotte Harbor is 42 points higher.
Charlotte Harbor: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlotte Harbor: 99/100 · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Charlotte Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Charlotte Harbor: 18/100 · Ponte Vedra: 64/100
Ponte Vedra is 46 points higher.
Charlotte Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlotte Harbor: 16/100 · Ponte Vedra: 18/100
Ponte Vedra is 2 points higher.
Charlotte Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.