City vs city
Bal Harbour vs North Miami Beach, FL
Bal Harbour and North Miami Beach are tied on overall score, with the biggest factor difference in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bal Harbour: 56/100 · North Miami Beach: 56/100
No gap.
Flood
Bal Harbour: 58/100 · North Miami Beach: 64/100
North Miami Beach is 6 points higher.
Bal Harbour: FEMA NFHL flood zones: 21 features intersect this tile.
North Miami Beach: FEMA NFHL flood zones: 26 features intersect this tile.
Wind
Bal Harbour: 73/100 · North Miami Beach: 72/100
Bal Harbour is 1 points higher.
Bal Harbour: Wind exposure derived from ingested design wind / climatology tiles.
North Miami Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bal Harbour: 71/100 · North Miami Beach: 77/100
North Miami Beach is 6 points higher.
Bal Harbour: Lightning exposure derived from ingested climatology tiles.
North Miami Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Bal Harbour: 50/100 · North Miami Beach: 77/100
North Miami Beach is 27 points higher.
Bal Harbour: Tornado risk derived from NOAA SPC historical reports.
North Miami Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Bal Harbour: 54/100 · North Miami Beach: 41/100
Bal Harbour is 13 points higher.
Bal Harbour: Hail risk derived from NOAA SPC historical reports.
North Miami Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bal Harbour: 83/100 · North Miami Beach: 53/100
Bal Harbour is 30 points higher.
Bal Harbour: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
North Miami Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bal Harbour: 44/100 · North Miami Beach: 48/100
North Miami Beach is 4 points higher.
Bal Harbour: Wildfire exposure derived from ingested fire potential tiles.
North Miami Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bal Harbour: 16/100 · North Miami Beach: 14/100
Bal Harbour is 2 points higher.
Bal Harbour: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
North Miami Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.