City vs city
Bal Harbour vs Ponte Vedra, FL
Bal Harbour currently scores 15 points higher overall than Ponte Vedra, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bal Harbour: 56/100 · Ponte Vedra: 41/100
Bal Harbour is 15 points higher.
Flood
Bal Harbour: 58/100 · Ponte Vedra: 48/100
Bal Harbour is 10 points higher.
Bal Harbour: FEMA NFHL flood zones: 21 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Bal Harbour: 73/100 · Ponte Vedra: 35/100
Bal Harbour is 38 points higher.
Bal Harbour: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bal Harbour: 71/100 · Ponte Vedra: 93/100
Ponte Vedra is 22 points higher.
Bal Harbour: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Bal Harbour: 50/100 · Ponte Vedra: 15/100
Bal Harbour is 35 points higher.
Bal Harbour: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Bal Harbour: 54/100 · Ponte Vedra: 14/100
Bal Harbour is 40 points higher.
Bal Harbour: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bal Harbour: 83/100 · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Bal Harbour: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Bal Harbour: 44/100 · Ponte Vedra: 64/100
Ponte Vedra is 20 points higher.
Bal Harbour: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bal Harbour: 16/100 · Ponte Vedra: 18/100
Ponte Vedra is 2 points higher.
Bal Harbour: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.