← Back to Morro Bay snapshotCity comparison page
City vs city
Morro Bay vs San Luis Obispo, CA
San Luis Obispo currently scores 2 points higher overall than Morro Bay, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Morro Bay: 18/100 · San Luis Obispo: 20/100
San Luis Obispo is 2 points higher.
Flood
Morro Bay: 43/100 · San Luis Obispo: 32/100
Morro Bay is 11 points higher.
Wind
Morro Bay: 2/100 · San Luis Obispo: 2/100
No gap.
Lightning
Morro Bay: 0/100 · San Luis Obispo: 0/100
No gap.
Tornado
Morro Bay: 0/100 · San Luis Obispo: 4/100
San Luis Obispo is 4 points higher.
Hail
Morro Bay: 1/100 · San Luis Obispo: 1/100
No gap.
Storm surge
Morro Bay: 0/100 · San Luis Obispo: 0/100
No gap.