City vs city
Merced vs Phoenix Lake, CA
Phoenix Lake currently scores 2 points higher overall than Merced, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Merced: 23/100 · Phoenix Lake: 25/100
Phoenix Lake is 2 points higher.
Flood
Merced: 46/100 · Phoenix Lake: 28/100
Merced is 18 points higher.
Merced: FEMA NFHL flood zones: 13 features intersect this tile.
Phoenix Lake: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Merced: 4/100 · Phoenix Lake: 4/100
No gap.
Merced: Wind exposure derived from ingested design wind / climatology tiles.
Phoenix Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Merced: 1/100 · Phoenix Lake: 2/100
Phoenix Lake is 1 points higher.
Merced: Lightning exposure derived from ingested climatology tiles.
Phoenix Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Merced: 12/100 · Phoenix Lake: 0/100
Merced is 12 points higher.
Merced: Tornado risk derived from NOAA SPC historical reports.
Phoenix Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Merced: 2/100 · Phoenix Lake: 1/100
Merced is 1 points higher.
Merced: Hail risk derived from NOAA SPC historical reports.
Phoenix Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Merced: Unavailable · Phoenix Lake: Unavailable
A score difference cannot be calculated without both sources.
Merced: Storm surge model is not available for this location yet.
Phoenix Lake: Storm surge model is not available for this location yet.
Wildfire
Merced: 70/100 · Phoenix Lake: 96/100
Phoenix Lake is 26 points higher.
Merced: Wildfire exposure derived from ingested fire potential tiles.
Phoenix Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Merced: 28/100 · Phoenix Lake: 20/100
Merced is 8 points higher.
Merced: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Phoenix Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.