City vs city
Merced vs San Francisco, CA
San Francisco currently scores 2 points higher overall than Merced, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Merced: 23/100 · San Francisco: 25/100
San Francisco is 2 points higher.
Flood
Merced: 46/100 · San Francisco: 26/100
Merced is 20 points higher.
Merced: FEMA NFHL flood zones: 13 features intersect this tile.
San Francisco: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Merced: 4/100 · San Francisco: 2/100
Merced is 2 points higher.
Merced: Wind exposure derived from ingested design wind / climatology tiles.
San Francisco: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Merced: 1/100 · San Francisco: 0/100
Merced is 1 points higher.
Merced: Lightning exposure derived from ingested climatology tiles.
San Francisco: Lightning exposure derived from ingested climatology tiles.
Tornado
Merced: 12/100 · San Francisco: 0/100
Merced is 12 points higher.
Merced: Tornado risk derived from NOAA SPC historical reports.
San Francisco: Tornado risk derived from NOAA SPC historical reports.
Hail
Merced: 2/100 · San Francisco: 18/100
San Francisco is 16 points higher.
Merced: Hail risk derived from NOAA SPC historical reports.
San Francisco: Hail risk derived from NOAA SPC historical reports.
Storm surge
Merced: Unavailable · San Francisco: Unavailable
A score difference cannot be calculated without both sources.
Merced: Storm surge model is not available for this location yet.
San Francisco: Storm surge model is not available for this location yet.
Wildfire
Merced: 70/100 · San Francisco: 52/100
Merced is 18 points higher.
Merced: Wildfire exposure derived from ingested fire potential tiles.
San Francisco: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Merced: 28/100 · San Francisco: 25/100
Merced is 3 points higher.
Merced: Air quality signal derived from the latest EPA AirNow combined AQI grid.
San Francisco: Air quality signal derived from the latest EPA AirNow combined AQI grid.