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City vs city

Live Oak vs San Francisco, CA

San Francisco currently scores 13 points higher overall than Live Oak, with the largest gap in wildfire.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Live Oak

12/100

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San Francisco

25/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Live Oak: 12/100 · San Francisco: 25/100

San Francisco is 13 points higher.

Flood

Live Oak: 15/100 · San Francisco: 26/100

San Francisco is 11 points higher.

Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.

San Francisco: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Live Oak: 2/100 · San Francisco: 2/100

No gap.

Live Oak: Wind exposure derived from ingested design wind / climatology tiles.

San Francisco: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Live Oak: 0/100 · San Francisco: 0/100

No gap.

Live Oak: Lightning exposure derived from ingested climatology tiles.

San Francisco: Lightning exposure derived from ingested climatology tiles.

Tornado

Live Oak: 0/100 · San Francisco: 0/100

No gap.

Live Oak: Tornado risk derived from NOAA SPC historical reports.

San Francisco: Tornado risk derived from NOAA SPC historical reports.

Hail

Live Oak: 6/100 · San Francisco: 18/100

San Francisco is 12 points higher.

Live Oak: Hail risk derived from NOAA SPC historical reports.

San Francisco: Hail risk derived from NOAA SPC historical reports.

Storm surge

Live Oak: Unavailable · San Francisco: Unavailable

A score difference cannot be calculated without both sources.

Live Oak: Storm surge model is not available for this location yet.

San Francisco: Storm surge model is not available for this location yet.

Wildfire

Live Oak: 14/100 · San Francisco: 52/100

San Francisco is 38 points higher.

Live Oak: Wildfire exposure derived from ingested fire potential tiles.

San Francisco: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Live Oak: 23/100 · San Francisco: 25/100

San Francisco is 2 points higher.

Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

San Francisco: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.