City vs city
Cool vs Live Oak, CA
Cool currently scores 25 points higher overall than Live Oak, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cool: 37/100 · Live Oak: 12/100
Cool is 25 points higher.
Flood
Cool: 30/100 · Live Oak: 15/100
Cool is 15 points higher.
Cool: FEMA NFHL flood zones: 4 features intersect this tile.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Cool: 4/100 · Live Oak: 2/100
Cool is 2 points higher.
Cool: Wind exposure derived from ingested design wind / climatology tiles.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cool: 2/100 · Live Oak: 0/100
Cool is 2 points higher.
Cool: Lightning exposure derived from ingested climatology tiles.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Cool: 0/100 · Live Oak: 0/100
No gap.
Cool: Tornado risk derived from NOAA SPC historical reports.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Cool: 1/100 · Live Oak: 6/100
Live Oak is 5 points higher.
Cool: Hail risk derived from NOAA SPC historical reports.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cool: Unavailable · Live Oak: Unavailable
A score difference cannot be calculated without both sources.
Cool: Storm surge model is not available for this location yet.
Live Oak: Storm surge model is not available for this location yet.
Wildfire
Cool: 87/100 · Live Oak: 14/100
Cool is 73 points higher.
Cool: Wildfire exposure derived from ingested fire potential tiles.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cool: 95/100 · Live Oak: 23/100
Cool is 72 points higher.
Cool: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.