City vs city
Hilmar-Irwin vs Modesto, CA
Modesto currently scores 3 points higher overall than Hilmar-Irwin, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hilmar-Irwin: 18/100 · Modesto: 21/100
Modesto is 3 points higher.
Flood
Hilmar-Irwin: 26/100 · Modesto: 31/100
Modesto is 5 points higher.
Hilmar-Irwin: FEMA NFHL flood zones: 3 features intersect this tile.
Modesto: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Hilmar-Irwin: 3/100 · Modesto: 3/100
No gap.
Hilmar-Irwin: Wind exposure derived from ingested design wind / climatology tiles.
Modesto: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hilmar-Irwin: 1/100 · Modesto: 1/100
No gap.
Hilmar-Irwin: Lightning exposure derived from ingested climatology tiles.
Modesto: Lightning exposure derived from ingested climatology tiles.
Tornado
Hilmar-Irwin: 8/100 · Modesto: 0/100
Hilmar-Irwin is 8 points higher.
Hilmar-Irwin: Tornado risk derived from NOAA SPC historical reports.
Modesto: Tornado risk derived from NOAA SPC historical reports.
Hail
Hilmar-Irwin: 1/100 · Modesto: 1/100
No gap.
Hilmar-Irwin: Hail risk derived from NOAA SPC historical reports.
Modesto: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hilmar-Irwin: Unavailable · Modesto: Unavailable
A score difference cannot be calculated without both sources.
Hilmar-Irwin: Storm surge model is not available for this location yet.
Modesto: Storm surge model is not available for this location yet.
Wildfire
Hilmar-Irwin: 58/100 · Modesto: 61/100
Modesto is 3 points higher.
Hilmar-Irwin: Wildfire exposure derived from ingested fire potential tiles.
Modesto: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hilmar-Irwin: 28/100 · Modesto: 26/100
Hilmar-Irwin is 2 points higher.
Hilmar-Irwin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Modesto: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.