City vs city
Loxley vs Spanish Fort, AL
Loxley currently scores 1 points higher overall than Spanish Fort, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Loxley: 50/100 · Spanish Fort: 49/100
Loxley is 1 points higher.
Flood
Loxley: 33/100 · Spanish Fort: 35/100
Spanish Fort is 2 points higher.
Loxley: FEMA NFHL flood zones: 4 features intersect this tile.
Spanish Fort: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Loxley: 57/100 · Spanish Fort: 56/100
Loxley is 1 points higher.
Loxley: Wind exposure derived from ingested design wind / climatology tiles.
Spanish Fort: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Loxley: 82/100 · Spanish Fort: 87/100
Spanish Fort is 5 points higher.
Loxley: Lightning exposure derived from ingested climatology tiles.
Spanish Fort: Lightning exposure derived from ingested climatology tiles.
Tornado
Loxley: 46/100 · Spanish Fort: 8/100
Loxley is 38 points higher.
Loxley: Tornado risk derived from NOAA SPC historical reports.
Spanish Fort: Tornado risk derived from NOAA SPC historical reports.
Hail
Loxley: 33/100 · Spanish Fort: 15/100
Loxley is 18 points higher.
Loxley: Hail risk derived from NOAA SPC historical reports.
Spanish Fort: Hail risk derived from NOAA SPC historical reports.
Storm surge
Loxley: Unavailable · Spanish Fort: 99/100
A score difference cannot be calculated without both sources.
Loxley: Storm surge model is not available for this location yet.
Spanish Fort: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Loxley: 70/100 · Spanish Fort: 68/100
Loxley is 2 points higher.
Loxley: Wildfire exposure derived from ingested fire potential tiles.
Spanish Fort: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Loxley: 26/100 · Spanish Fort: 25/100
Loxley is 1 points higher.
Loxley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spanish Fort: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.