City vs city

Birmingham vs Loxley, AL

Birmingham currently scores 2 points higher overall than Loxley, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Birmingham

52/100

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Loxley

50/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Birmingham: 52/100 · Loxley: 50/100

Birmingham is 2 points higher.

Flood

Birmingham: 34/100 · Loxley: 33/100

Birmingham is 1 points higher.

Birmingham: FEMA NFHL flood zones: 10 features intersect this tile.

Loxley: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Birmingham: 17/100 · Loxley: 57/100

Loxley is 40 points higher.

Birmingham: Wind exposure derived from ingested design wind / climatology tiles.

Loxley: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Birmingham: 66/100 · Loxley: 82/100

Loxley is 16 points higher.

Birmingham: Lightning exposure derived from ingested climatology tiles.

Loxley: Lightning exposure derived from ingested climatology tiles.

Tornado

Birmingham: 65/100 · Loxley: 46/100

Birmingham is 19 points higher.

Birmingham: Tornado risk derived from NOAA SPC historical reports.

Loxley: Tornado risk derived from NOAA SPC historical reports.

Hail

Birmingham: 100/100 · Loxley: 33/100

Birmingham is 67 points higher.

Birmingham: Hail risk derived from NOAA SPC historical reports.

Loxley: Hail risk derived from NOAA SPC historical reports.

Storm surge

Birmingham: Unavailable · Loxley: Unavailable

A score difference cannot be calculated without both sources.

Birmingham: Storm surge model is not available for this location yet.

Loxley: Storm surge model is not available for this location yet.

Wildfire

Birmingham: 57/100 · Loxley: 70/100

Loxley is 13 points higher.

Birmingham: Wildfire exposure derived from ingested fire potential tiles.

Loxley: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Birmingham: 28/100 · Loxley: 26/100

Birmingham is 2 points higher.

Birmingham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Loxley: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.