City vs city
Fort Payne vs Guntersville, AL
Guntersville currently scores 19 points higher overall than Fort Payne, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Payne: 36/100 · Guntersville: 55/100
Guntersville is 19 points higher.
Flood
Fort Payne: 29/100 · Guntersville: 51/100
Guntersville is 22 points higher.
Fort Payne: FEMA NFHL flood zones: 2 features intersect this tile.
Guntersville: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Fort Payne: 15/100 · Guntersville: 15/100
No gap.
Fort Payne: Wind exposure derived from ingested design wind / climatology tiles.
Guntersville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Payne: 65/100 · Guntersville: 74/100
Guntersville is 9 points higher.
Fort Payne: Lightning exposure derived from ingested climatology tiles.
Guntersville: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Payne: 35/100 · Guntersville: 77/100
Guntersville is 42 points higher.
Fort Payne: Tornado risk derived from NOAA SPC historical reports.
Guntersville: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Payne: 24/100 · Guntersville: 100/100
Guntersville is 76 points higher.
Fort Payne: Hail risk derived from NOAA SPC historical reports.
Guntersville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Payne: Unavailable · Guntersville: Unavailable
A score difference cannot be calculated without both sources.
Fort Payne: Storm surge model is not available for this location yet.
Guntersville: Storm surge model is not available for this location yet.
Wildfire
Fort Payne: 55/100 · Guntersville: 38/100
Fort Payne is 17 points higher.
Fort Payne: Wildfire exposure derived from ingested fire potential tiles.
Guntersville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Payne: 29/100 · Guntersville: 29/100
No gap.
Fort Payne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Guntersville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.