City vs city
Fort Payne vs Hoover, AL
Hoover currently scores 9 points higher overall than Fort Payne, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Payne: 36/100 · Hoover: 45/100
Hoover is 9 points higher.
Flood
Fort Payne: 29/100 · Hoover: 38/100
Hoover is 9 points higher.
Fort Payne: FEMA NFHL flood zones: 2 features intersect this tile.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Fort Payne: 15/100 · Hoover: 17/100
Hoover is 2 points higher.
Fort Payne: Wind exposure derived from ingested design wind / climatology tiles.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Payne: 65/100 · Hoover: 65/100
No gap.
Fort Payne: Lightning exposure derived from ingested climatology tiles.
Hoover: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Payne: 35/100 · Hoover: 4/100
Fort Payne is 31 points higher.
Fort Payne: Tornado risk derived from NOAA SPC historical reports.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Payne: 24/100 · Hoover: 100/100
Hoover is 76 points higher.
Fort Payne: Hail risk derived from NOAA SPC historical reports.
Hoover: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Payne: Unavailable · Hoover: Unavailable
A score difference cannot be calculated without both sources.
Fort Payne: Storm surge model is not available for this location yet.
Hoover: Storm surge model is not available for this location yet.
Wildfire
Fort Payne: 55/100 · Hoover: 65/100
Hoover is 10 points higher.
Fort Payne: Wildfire exposure derived from ingested fire potential tiles.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Fort Payne: 29/100 · Hoover: 27/100
Fort Payne is 2 points higher.
Fort Payne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.