City vs city
Cowarts vs Mobile, AL
Mobile currently scores 5 points higher overall than Cowarts, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cowarts: 54/100 · Mobile: 59/100
Mobile is 5 points higher.
Flood
Cowarts: 40/100 · Mobile: 40/100
No gap.
Cowarts: FEMA NFHL flood zones: 7 features intersect this tile.
Mobile: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Cowarts: 25/100 · Mobile: 60/100
Mobile is 35 points higher.
Cowarts: Wind exposure derived from ingested design wind / climatology tiles.
Mobile: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cowarts: 83/100 · Mobile: 86/100
Mobile is 3 points higher.
Cowarts: Lightning exposure derived from ingested climatology tiles.
Mobile: Lightning exposure derived from ingested climatology tiles.
Tornado
Cowarts: 69/100 · Mobile: 73/100
Mobile is 4 points higher.
Cowarts: Tornado risk derived from NOAA SPC historical reports.
Mobile: Tornado risk derived from NOAA SPC historical reports.
Hail
Cowarts: 100/100 · Mobile: 34/100
Cowarts is 66 points higher.
Cowarts: Hail risk derived from NOAA SPC historical reports.
Mobile: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cowarts: Unavailable · Mobile: 91/100
A score difference cannot be calculated without both sources.
Cowarts: Storm surge model is not available for this location yet.
Mobile: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Cowarts: 40/100 · Mobile: 69/100
Mobile is 29 points higher.
Cowarts: Wildfire exposure derived from ingested fire potential tiles.
Mobile: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cowarts: 21/100 · Mobile: 22/100
Mobile is 1 points higher.
Cowarts: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Mobile: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.