City vs city
Cowarts vs Hoover, AL
Cowarts currently scores 9 points higher overall than Hoover, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cowarts: 54/100 · Hoover: 45/100
Cowarts is 9 points higher.
Flood
Cowarts: 40/100 · Hoover: 38/100
Cowarts is 2 points higher.
Cowarts: FEMA NFHL flood zones: 7 features intersect this tile.
Hoover: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Cowarts: 25/100 · Hoover: 17/100
Cowarts is 8 points higher.
Cowarts: Wind exposure derived from ingested design wind / climatology tiles.
Hoover: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cowarts: 83/100 · Hoover: 65/100
Cowarts is 18 points higher.
Cowarts: Lightning exposure derived from ingested climatology tiles.
Hoover: Lightning exposure derived from ingested climatology tiles.
Tornado
Cowarts: 69/100 · Hoover: 4/100
Cowarts is 65 points higher.
Cowarts: Tornado risk derived from NOAA SPC historical reports.
Hoover: Tornado risk derived from NOAA SPC historical reports.
Hail
Cowarts: 100/100 · Hoover: 100/100
No gap.
Cowarts: Hail risk derived from NOAA SPC historical reports.
Hoover: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cowarts: Unavailable · Hoover: Unavailable
A score difference cannot be calculated without both sources.
Cowarts: Storm surge model is not available for this location yet.
Hoover: Storm surge model is not available for this location yet.
Wildfire
Cowarts: 40/100 · Hoover: 65/100
Hoover is 25 points higher.
Cowarts: Wildfire exposure derived from ingested fire potential tiles.
Hoover: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cowarts: 21/100 · Hoover: 27/100
Hoover is 6 points higher.
Cowarts: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hoover: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.