City vs city
Montgomery vs Morgantown, WV
Morgantown currently scores 4 points higher overall than Montgomery, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montgomery: 38/100 · Morgantown: 42/100
Morgantown is 4 points higher.
Flood
Montgomery: 81/100 · Morgantown: 64/100
Montgomery is 17 points higher.
Montgomery: FEMA NFHL flood zones: 10 features intersect this tile.
Morgantown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Montgomery: 16/100 · Morgantown: 18/100
Morgantown is 2 points higher.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Morgantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montgomery: 28/100 · Morgantown: 25/100
Montgomery is 3 points higher.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Morgantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Montgomery: 0/100 · Morgantown: 8/100
Morgantown is 8 points higher.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Morgantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Montgomery: 11/100 · Morgantown: 85/100
Morgantown is 74 points higher.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Morgantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montgomery: Unavailable · Morgantown: Unavailable
A score difference cannot be calculated without both sources.
Montgomery: Storm surge model is not available for this location yet.
Morgantown: Storm surge model is not available for this location yet.
Wildfire
Montgomery: 47/100 · Morgantown: 55/100
Morgantown is 8 points higher.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Morgantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Montgomery: 47/100 · Morgantown: 40/100
Montgomery is 7 points higher.
Montgomery: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Morgantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.