City vs city
Lubeck vs Morgantown, WV
Morgantown currently scores 3 points higher overall than Lubeck, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lubeck: 39/100 · Morgantown: 42/100
Morgantown is 3 points higher.
Flood
Lubeck: 51/100 · Morgantown: 64/100
Morgantown is 13 points higher.
Lubeck: FEMA NFHL flood zones: 4 features intersect this tile.
Morgantown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Lubeck: 16/100 · Morgantown: 18/100
Morgantown is 2 points higher.
Lubeck: Wind exposure derived from ingested design wind / climatology tiles.
Morgantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lubeck: 40/100 · Morgantown: 25/100
Lubeck is 15 points higher.
Lubeck: Lightning exposure derived from ingested climatology tiles.
Morgantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Lubeck: 23/100 · Morgantown: 8/100
Lubeck is 15 points higher.
Lubeck: Tornado risk derived from NOAA SPC historical reports.
Morgantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Lubeck: 48/100 · Morgantown: 85/100
Morgantown is 37 points higher.
Lubeck: Hail risk derived from NOAA SPC historical reports.
Morgantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lubeck: Unavailable · Morgantown: Unavailable
A score difference cannot be calculated without both sources.
Lubeck: Storm surge model is not available for this location yet.
Morgantown: Storm surge model is not available for this location yet.
Wildfire
Lubeck: 50/100 · Morgantown: 55/100
Morgantown is 5 points higher.
Lubeck: Wildfire exposure derived from ingested fire potential tiles.
Morgantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lubeck: 42/100 · Morgantown: 40/100
Lubeck is 2 points higher.
Lubeck: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Morgantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.