City vs city
Harpers Ferry vs Morgantown, WV
Morgantown currently scores 2 points higher overall than Harpers Ferry, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harpers Ferry: 40/100 · Morgantown: 42/100
Morgantown is 2 points higher.
Flood
Harpers Ferry: 51/100 · Morgantown: 64/100
Morgantown is 13 points higher.
Harpers Ferry: FEMA NFHL flood zones: 4 features intersect this tile.
Morgantown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Harpers Ferry: 20/100 · Morgantown: 18/100
Harpers Ferry is 2 points higher.
Harpers Ferry: Wind exposure derived from ingested design wind / climatology tiles.
Morgantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harpers Ferry: 24/100 · Morgantown: 25/100
Morgantown is 1 points higher.
Harpers Ferry: Lightning exposure derived from ingested climatology tiles.
Morgantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Harpers Ferry: 0/100 · Morgantown: 8/100
Morgantown is 8 points higher.
Harpers Ferry: Tornado risk derived from NOAA SPC historical reports.
Morgantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Harpers Ferry: 46/100 · Morgantown: 85/100
Morgantown is 39 points higher.
Harpers Ferry: Hail risk derived from NOAA SPC historical reports.
Morgantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harpers Ferry: Unavailable · Morgantown: Unavailable
A score difference cannot be calculated without both sources.
Harpers Ferry: Storm surge model is not available for this location yet.
Morgantown: Storm surge model is not available for this location yet.
Wildfire
Harpers Ferry: 55/100 · Morgantown: 55/100
No gap.
Harpers Ferry: Wildfire exposure derived from ingested fire potential tiles.
Morgantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Harpers Ferry: 42/100 · Morgantown: 40/100
Harpers Ferry is 2 points higher.
Harpers Ferry: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Morgantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.