City vs city
Gilbert Creek vs Oceana, WV
Oceana currently scores 4 points higher overall than Gilbert Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gilbert Creek: 40/100 · Oceana: 44/100
Oceana is 4 points higher.
Flood
Gilbert Creek: 83/100 · Oceana: 72/100
Gilbert Creek is 11 points higher.
Gilbert Creek: FEMA NFHL flood zones: 6 features intersect this tile.
Oceana: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Gilbert Creek: 15/100 · Oceana: 15/100
No gap.
Gilbert Creek: Wind exposure derived from ingested design wind / climatology tiles.
Oceana: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gilbert Creek: 29/100 · Oceana: 27/100
Gilbert Creek is 2 points higher.
Gilbert Creek: Lightning exposure derived from ingested climatology tiles.
Oceana: Lightning exposure derived from ingested climatology tiles.
Tornado
Gilbert Creek: 0/100 · Oceana: 0/100
No gap.
Gilbert Creek: Tornado risk derived from NOAA SPC historical reports.
Oceana: Tornado risk derived from NOAA SPC historical reports.
Hail
Gilbert Creek: 13/100 · Oceana: 58/100
Oceana is 45 points higher.
Gilbert Creek: Hail risk derived from NOAA SPC historical reports.
Oceana: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gilbert Creek: Unavailable · Oceana: Unavailable
A score difference cannot be calculated without both sources.
Gilbert Creek: Storm surge model is not available for this location yet.
Oceana: Storm surge model is not available for this location yet.
Wildfire
Gilbert Creek: 65/100 · Oceana: 48/100
Gilbert Creek is 17 points higher.
Gilbert Creek: Wildfire exposure derived from ingested fire potential tiles.
Oceana: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Gilbert Creek: 35/100 · Oceana: 42/100
Oceana is 7 points higher.
Gilbert Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oceana: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.