City vs city
Cross Lanes vs Institute, WV
Cross Lanes currently scores 2 points higher overall than Institute, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cross Lanes: 42/100 · Institute: 40/100
Cross Lanes is 2 points higher.
Flood
Cross Lanes: 61/100 · Institute: 72/100
Institute is 11 points higher.
Cross Lanes: FEMA NFHL flood zones: 8 features intersect this tile.
Institute: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Cross Lanes: 16/100 · Institute: 15/100
Cross Lanes is 1 points higher.
Cross Lanes: Wind exposure derived from ingested design wind / climatology tiles.
Institute: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cross Lanes: 34/100 · Institute: 34/100
No gap.
Cross Lanes: Lightning exposure derived from ingested climatology tiles.
Institute: Lightning exposure derived from ingested climatology tiles.
Tornado
Cross Lanes: 0/100 · Institute: 8/100
Institute is 8 points higher.
Cross Lanes: Tornado risk derived from NOAA SPC historical reports.
Institute: Tornado risk derived from NOAA SPC historical reports.
Hail
Cross Lanes: 45/100 · Institute: 58/100
Institute is 13 points higher.
Cross Lanes: Hail risk derived from NOAA SPC historical reports.
Institute: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cross Lanes: Unavailable · Institute: Unavailable
A score difference cannot be calculated without both sources.
Cross Lanes: Storm surge model is not available for this location yet.
Institute: Storm surge model is not available for this location yet.
Wildfire
Cross Lanes: 47/100 · Institute: 48/100
Institute is 1 points higher.
Cross Lanes: Wildfire exposure derived from ingested fire potential tiles.
Institute: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cross Lanes: 47/100 · Institute: 47/100
No gap.
Cross Lanes: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Institute: Air quality signal derived from the latest EPA AirNow combined AQI grid.