City vs city
Charles Town vs Morgantown, WV
Charles Town currently scores 1 points higher overall than Morgantown, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charles Town: 43/100 · Morgantown: 42/100
Charles Town is 1 points higher.
Flood
Charles Town: 85/100 · Morgantown: 64/100
Charles Town is 21 points higher.
Charles Town: FEMA NFHL flood zones: 9 features intersect this tile.
Morgantown: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Charles Town: 20/100 · Morgantown: 18/100
Charles Town is 2 points higher.
Charles Town: Wind exposure derived from ingested design wind / climatology tiles.
Morgantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charles Town: 25/100 · Morgantown: 25/100
No gap.
Charles Town: Lightning exposure derived from ingested climatology tiles.
Morgantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Charles Town: 12/100 · Morgantown: 8/100
Charles Town is 4 points higher.
Charles Town: Tornado risk derived from NOAA SPC historical reports.
Morgantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Charles Town: 66/100 · Morgantown: 85/100
Morgantown is 19 points higher.
Charles Town: Hail risk derived from NOAA SPC historical reports.
Morgantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charles Town: Unavailable · Morgantown: Unavailable
A score difference cannot be calculated without both sources.
Charles Town: Storm surge model is not available for this location yet.
Morgantown: Storm surge model is not available for this location yet.
Wildfire
Charles Town: 49/100 · Morgantown: 55/100
Morgantown is 6 points higher.
Charles Town: Wildfire exposure derived from ingested fire potential tiles.
Morgantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Charles Town: 41/100 · Morgantown: 40/100
Charles Town is 1 points higher.
Charles Town: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Morgantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.