City vs city
Bayard vs Terra Alta, WV
Terra Alta currently scores 3 points higher overall than Bayard, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bayard: 28/100 · Terra Alta: 31/100
Terra Alta is 3 points higher.
Flood
Bayard: 45/100 · Terra Alta: 53/100
Terra Alta is 8 points higher.
Bayard: FEMA NFHL flood zones: 3 features intersect this tile.
Terra Alta: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Bayard: 18/100 · Terra Alta: 18/100
No gap.
Bayard: Wind exposure derived from ingested design wind / climatology tiles.
Terra Alta: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bayard: 23/100 · Terra Alta: 25/100
Terra Alta is 2 points higher.
Bayard: Lightning exposure derived from ingested climatology tiles.
Terra Alta: Lightning exposure derived from ingested climatology tiles.
Tornado
Bayard: 0/100 · Terra Alta: 15/100
Terra Alta is 15 points higher.
Bayard: Tornado risk derived from NOAA SPC historical reports.
Terra Alta: Tornado risk derived from NOAA SPC historical reports.
Hail
Bayard: 6/100 · Terra Alta: 14/100
Terra Alta is 8 points higher.
Bayard: Hail risk derived from NOAA SPC historical reports.
Terra Alta: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bayard: Unavailable · Terra Alta: Unavailable
A score difference cannot be calculated without both sources.
Bayard: Storm surge model is not available for this location yet.
Terra Alta: Storm surge model is not available for this location yet.
Wildfire
Bayard: 32/100 · Terra Alta: 51/100
Terra Alta is 19 points higher.
Bayard: Wildfire exposure derived from ingested fire potential tiles.
Terra Alta: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bayard: 44/100 · Terra Alta: 42/100
Bayard is 2 points higher.
Bayard: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Terra Alta: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.