Direct answer

Is Waterloo, WI safe from lightning?

Waterloo has moderate lightning exposure (46/100). It is not extreme, but damaging events can still occur.

City score

46/100

Level: moderate

State average

56/100

Same hazard across WI.

Comparison

Waterloo is 10 points below the state average for this hazard.

Why this answer

Lightning exposure derived from ingested climatology tiles.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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