Direct answer

Is Oshkosh, WI safe from flooding?

Oshkosh has elevated flooding exposure. Risk is meaningful at 74/100, so planning and coverage checks are recommended.

City score

74/100

Level: elevated

State average

63/100

Same hazard across WI.

Comparison

Oshkosh is 11 points above the state average for this hazard.

Why this answer

FEMA NFHL flood zones: 8 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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