City vs city
Madison vs Spooner, WI
Spooner currently scores 2 points higher overall than Madison, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Madison: 43/100 · Spooner: 45/100
Spooner is 2 points higher.
Flood
Madison: 84/100 · Spooner: 57/100
Madison is 27 points higher.
Madison: FEMA NFHL flood zones: 13 features intersect this tile.
Spooner: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Madison: 16/100 · Spooner: 16/100
No gap.
Madison: Wind exposure derived from ingested design wind / climatology tiles.
Spooner: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Madison: 46/100 · Spooner: 27/100
Madison is 19 points higher.
Madison: Lightning exposure derived from ingested climatology tiles.
Spooner: Lightning exposure derived from ingested climatology tiles.
Tornado
Madison: 23/100 · Spooner: 0/100
Madison is 23 points higher.
Madison: Tornado risk derived from NOAA SPC historical reports.
Spooner: Tornado risk derived from NOAA SPC historical reports.
Hail
Madison: 100/100 · Spooner: 100/100
No gap.
Madison: Hail risk derived from NOAA SPC historical reports.
Spooner: Hail risk derived from NOAA SPC historical reports.
Storm surge
Madison: Unavailable · Spooner: Unavailable
A score difference cannot be calculated without both sources.
Madison: Storm surge model is not available for this location yet.
Spooner: Storm surge model is not available for this location yet.
Wildfire
Madison: 14/100 · Spooner: 46/100
Spooner is 32 points higher.
Madison: Wildfire exposure derived from ingested fire potential tiles.
Spooner: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Madison: 21/100 · Spooner: 26/100
Spooner is 5 points higher.
Madison: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spooner: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.