City vs city
Bay City vs Town of Beloit, WI
Town of Beloit currently scores 19 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 22/100 · Town of Beloit: 41/100
Town of Beloit is 19 points higher.
Flood
Bay City: 42/100 · Town of Beloit: 50/100
Town of Beloit is 8 points higher.
Bay City: FEMA NFHL flood zones: 3 features intersect this tile.
Town of Beloit: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Bay City: 17/100 · Town of Beloit: 16/100
Bay City is 1 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Town of Beloit: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 26/100 · Town of Beloit: 59/100
Town of Beloit is 33 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Town of Beloit: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 0/100 · Town of Beloit: 38/100
Town of Beloit is 38 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Town of Beloit: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 18/100 · Town of Beloit: 63/100
Town of Beloit is 45 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Town of Beloit: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: Unavailable · Town of Beloit: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge model is not available for this location yet.
Town of Beloit: Storm surge model is not available for this location yet.
Wildfire
Bay City: 11/100 · Town of Beloit: 36/100
Town of Beloit is 25 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Town of Beloit: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 19/100 · Town of Beloit: 25/100
Town of Beloit is 6 points higher.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Town of Beloit: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.