City vs city
Oak Harbor vs Stanwood, WA
Stanwood currently scores 22 points higher overall than Oak Harbor, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oak Harbor: 3/100 · Stanwood: 25/100
Stanwood is 22 points higher.
Flood
Oak Harbor: 0/100 · Stanwood: 57/100
Stanwood is 57 points higher.
Oak Harbor: FEMA NFHL flood zones: 10 features intersect this tile.
Stanwood: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Oak Harbor: 7/100 · Stanwood: 7/100
No gap.
Oak Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Stanwood: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oak Harbor: 1/100 · Stanwood: 1/100
No gap.
Oak Harbor: Lightning exposure derived from ingested climatology tiles.
Stanwood: Lightning exposure derived from ingested climatology tiles.
Tornado
Oak Harbor: 0/100 · Stanwood: 0/100
No gap.
Oak Harbor: Tornado risk derived from NOAA SPC historical reports.
Stanwood: Tornado risk derived from NOAA SPC historical reports.
Hail
Oak Harbor: 0/100 · Stanwood: 0/100
No gap.
Oak Harbor: Hail risk derived from NOAA SPC historical reports.
Stanwood: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oak Harbor: Unavailable · Stanwood: Unavailable
A score difference cannot be calculated without both sources.
Oak Harbor: Storm surge model is not available for this location yet.
Stanwood: Storm surge model is not available for this location yet.
Wildfire
Oak Harbor: 1/100 · Stanwood: 48/100
Stanwood is 47 points higher.
Oak Harbor: Wildfire exposure derived from ingested fire potential tiles.
Stanwood: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Oak Harbor: 8/100 · Stanwood: 11/100
Stanwood is 3 points higher.
Oak Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stanwood: Air quality signal derived from the latest EPA AirNow combined AQI grid.