City vs city
Cottage Lake vs Spokane, WA
Spokane currently scores 9 points higher overall than Cottage Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cottage Lake: 14/100 · Spokane: 23/100
Spokane is 9 points higher.
Flood
Cottage Lake: 23/100 · Spokane: 26/100
Spokane is 3 points higher.
Cottage Lake: FEMA NFHL flood zones: 3 features intersect this tile.
Spokane: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Cottage Lake: 7/100 · Spokane: 11/100
Spokane is 4 points higher.
Cottage Lake: Wind exposure derived from ingested design wind / climatology tiles.
Spokane: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cottage Lake: 1/100 · Spokane: 3/100
Spokane is 2 points higher.
Cottage Lake: Lightning exposure derived from ingested climatology tiles.
Spokane: Lightning exposure derived from ingested climatology tiles.
Tornado
Cottage Lake: 0/100 · Spokane: 0/100
No gap.
Cottage Lake: Tornado risk derived from NOAA SPC historical reports.
Spokane: Tornado risk derived from NOAA SPC historical reports.
Hail
Cottage Lake: 1/100 · Spokane: 25/100
Spokane is 24 points higher.
Cottage Lake: Hail risk derived from NOAA SPC historical reports.
Spokane: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cottage Lake: Unavailable · Spokane: Unavailable
A score difference cannot be calculated without both sources.
Cottage Lake: Storm surge model is not available for this location yet.
Spokane: Storm surge model is not available for this location yet.
Wildfire
Cottage Lake: 41/100 · Spokane: 63/100
Spokane is 22 points higher.
Cottage Lake: Wildfire exposure derived from ingested fire potential tiles.
Spokane: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cottage Lake: 8/100 · Spokane: 12/100
Spokane is 4 points higher.
Cottage Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spokane: Air quality signal derived from the latest EPA AirNow combined AQI grid.