City vs city
Birch Bay vs Ferndale, WA
Ferndale currently scores 4 points higher overall than Birch Bay, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Birch Bay: 17/100 · Ferndale: 21/100
Ferndale is 4 points higher.
Flood
Birch Bay: 33/100 · Ferndale: 39/100
Ferndale is 6 points higher.
Birch Bay: FEMA NFHL flood zones: 9 features intersect this tile.
Ferndale: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Birch Bay: 7/100 · Ferndale: 7/100
No gap.
Birch Bay: Wind exposure derived from ingested design wind / climatology tiles.
Ferndale: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Birch Bay: 1/100 · Ferndale: 1/100
No gap.
Birch Bay: Lightning exposure derived from ingested climatology tiles.
Ferndale: Lightning exposure derived from ingested climatology tiles.
Tornado
Birch Bay: 0/100 · Ferndale: 0/100
No gap.
Birch Bay: Tornado risk derived from NOAA SPC historical reports.
Ferndale: Tornado risk derived from NOAA SPC historical reports.
Hail
Birch Bay: 0/100 · Ferndale: 0/100
No gap.
Birch Bay: Hail risk derived from NOAA SPC historical reports.
Ferndale: Hail risk derived from NOAA SPC historical reports.
Storm surge
Birch Bay: Unavailable · Ferndale: Unavailable
A score difference cannot be calculated without both sources.
Birch Bay: Storm surge model is not available for this location yet.
Ferndale: Storm surge model is not available for this location yet.
Wildfire
Birch Bay: 31/100 · Ferndale: 44/100
Ferndale is 13 points higher.
Birch Bay: Wildfire exposure derived from ingested fire potential tiles.
Ferndale: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Birch Bay: 11/100 · Ferndale: 16/100
Ferndale is 5 points higher.
Birch Bay: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Ferndale: Air quality signal derived from the latest EPA AirNow combined AQI grid.