City vs city
Derby Line vs Montpelier, VT
Montpelier currently scores 18 points higher overall than Derby Line, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Derby Line: 12/100 · Montpelier: 30/100
Montpelier is 18 points higher.
Flood
Derby Line: Unavailable · Montpelier: 57/100
A score difference cannot be calculated without both sources.
Derby Line: Flood model is not available for this location yet.
Montpelier: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Derby Line: 15/100 · Montpelier: 16/100
Montpelier is 1 points higher.
Derby Line: Wind exposure derived from ingested design wind / climatology tiles.
Montpelier: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Derby Line: 12/100 · Montpelier: 20/100
Montpelier is 8 points higher.
Derby Line: Lightning exposure derived from ingested climatology tiles.
Montpelier: Lightning exposure derived from ingested climatology tiles.
Tornado
Derby Line: 0/100 · Montpelier: 0/100
No gap.
Derby Line: Tornado risk derived from NOAA SPC historical reports.
Montpelier: Tornado risk derived from NOAA SPC historical reports.
Hail
Derby Line: 5/100 · Montpelier: 40/100
Montpelier is 35 points higher.
Derby Line: Hail risk derived from NOAA SPC historical reports.
Montpelier: Hail risk derived from NOAA SPC historical reports.
Storm surge
Derby Line: Unavailable · Montpelier: Unavailable
A score difference cannot be calculated without both sources.
Derby Line: Storm surge model is not available for this location yet.
Montpelier: Storm surge model is not available for this location yet.
Wildfire
Derby Line: Unavailable · Montpelier: 26/100
A score difference cannot be calculated without both sources.
Derby Line: Wildfire model is not available for this location yet.
Montpelier: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Derby Line: 27/100 · Montpelier: 22/100
Derby Line is 5 points higher.
Derby Line: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Montpelier: Air quality signal derived from the latest EPA AirNow combined AQI grid.