City vs city
Terrell Hills vs Universal City, TX
Terrell Hills currently scores 5 points higher overall than Universal City, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Terrell Hills: 48/100 · Universal City: 43/100
Terrell Hills is 5 points higher.
Flood
Terrell Hills: 33/100 · Universal City: 26/100
Terrell Hills is 7 points higher.
Terrell Hills: FEMA NFHL flood zones: 13 features intersect this tile.
Universal City: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Terrell Hills: 17/100 · Universal City: 17/100
No gap.
Terrell Hills: Wind exposure derived from ingested design wind / climatology tiles.
Universal City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Terrell Hills: 38/100 · Universal City: 37/100
Terrell Hills is 1 points higher.
Terrell Hills: Lightning exposure derived from ingested climatology tiles.
Universal City: Lightning exposure derived from ingested climatology tiles.
Tornado
Terrell Hills: 62/100 · Universal City: 38/100
Terrell Hills is 24 points higher.
Terrell Hills: Tornado risk derived from NOAA SPC historical reports.
Universal City: Tornado risk derived from NOAA SPC historical reports.
Hail
Terrell Hills: 100/100 · Universal City: 100/100
No gap.
Terrell Hills: Hail risk derived from NOAA SPC historical reports.
Universal City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Terrell Hills: Unavailable · Universal City: Unavailable
A score difference cannot be calculated without both sources.
Terrell Hills: Storm surge model is not available for this location yet.
Universal City: Storm surge model is not available for this location yet.
Wildfire
Terrell Hills: 60/100 · Universal City: 57/100
Terrell Hills is 3 points higher.
Terrell Hills: Wildfire exposure derived from ingested fire potential tiles.
Universal City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Terrell Hills: 28/100 · Universal City: 28/100
No gap.
Terrell Hills: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Universal City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.