City vs city
Schertz vs Universal City, TX
Universal City currently scores 8 points higher overall than Schertz, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Schertz: 35/100 · Universal City: 43/100
Universal City is 8 points higher.
Flood
Schertz: 35/100 · Universal City: 26/100
Schertz is 9 points higher.
Schertz: FEMA NFHL flood zones: 15 features intersect this tile.
Universal City: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Schertz: 17/100 · Universal City: 17/100
No gap.
Schertz: Wind exposure derived from ingested design wind / climatology tiles.
Universal City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Schertz: 38/100 · Universal City: 37/100
Schertz is 1 points higher.
Schertz: Lightning exposure derived from ingested climatology tiles.
Universal City: Lightning exposure derived from ingested climatology tiles.
Tornado
Schertz: 4/100 · Universal City: 38/100
Universal City is 34 points higher.
Schertz: Tornado risk derived from NOAA SPC historical reports.
Universal City: Tornado risk derived from NOAA SPC historical reports.
Hail
Schertz: 73/100 · Universal City: 100/100
Universal City is 27 points higher.
Schertz: Hail risk derived from NOAA SPC historical reports.
Universal City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Schertz: Unavailable · Universal City: Unavailable
A score difference cannot be calculated without both sources.
Schertz: Storm surge model is not available for this location yet.
Universal City: Storm surge model is not available for this location yet.
Wildfire
Schertz: 51/100 · Universal City: 57/100
Universal City is 6 points higher.
Schertz: Wildfire exposure derived from ingested fire potential tiles.
Universal City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Schertz: 28/100 · Universal City: 28/100
No gap.
Schertz: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Universal City: Air quality signal derived from the latest EPA AirNow combined AQI grid.