City vs city
Schertz vs Universal City, TX
Universal City currently scores 13 points higher overall than Schertz, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Schertz: 30/100 · Universal City: 43/100
Universal City is 13 points higher.
Flood
Schertz: 36/100 · Universal City: 26/100
Schertz is 10 points higher.
Schertz: FEMA NFHL flood zones: 12 features intersect this tile.
Universal City: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Schertz: 17/100 · Universal City: 17/100
No gap.
Schertz: Wind exposure derived from ingested design wind / climatology tiles.
Universal City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Schertz: 39/100 · Universal City: 37/100
Schertz is 2 points higher.
Schertz: Lightning exposure derived from ingested climatology tiles.
Universal City: Lightning exposure derived from ingested climatology tiles.
Tornado
Schertz: 19/100 · Universal City: 38/100
Universal City is 19 points higher.
Schertz: Tornado risk derived from NOAA SPC historical reports.
Universal City: Tornado risk derived from NOAA SPC historical reports.
Hail
Schertz: 32/100 · Universal City: 100/100
Universal City is 68 points higher.
Schertz: Hail risk derived from NOAA SPC historical reports.
Universal City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Schertz: Unavailable · Universal City: Unavailable
A score difference cannot be calculated without both sources.
Schertz: Storm surge model is not available for this location yet.
Universal City: Storm surge model is not available for this location yet.
Wildfire
Schertz: 41/100 · Universal City: 57/100
Universal City is 16 points higher.
Schertz: Wildfire exposure derived from ingested fire potential tiles.
Universal City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Schertz: 27/100 · Universal City: 28/100
Universal City is 1 points higher.
Schertz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Universal City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.