City vs city
Olney vs Stephenville, TX
Olney currently scores 6 points higher overall than Stephenville, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Olney: 51/100 · Stephenville: 45/100
Olney is 6 points higher.
Flood
Olney: 36/100 · Stephenville: 34/100
Olney is 2 points higher.
Olney: FEMA NFHL flood zones: 7 features intersect this tile.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Olney: 15/100 · Stephenville: 14/100
Olney is 1 points higher.
Olney: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Olney: 60/100 · Stephenville: 54/100
Olney is 6 points higher.
Olney: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Olney: 65/100 · Stephenville: 19/100
Olney is 46 points higher.
Olney: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Olney: 100/100 · Stephenville: 100/100
No gap.
Olney: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Olney: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Olney: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Olney: 68/100 · Stephenville: 65/100
Olney is 3 points higher.
Olney: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Olney: 10/100 · Stephenville: 28/100
Stephenville is 18 points higher.
Olney: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stephenville: Air quality signal derived from the latest EPA AirNow combined AQI grid.