City vs city
Oak Ridge vs Terrell, TX
Terrell currently scores 12 points higher overall than Oak Ridge, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Oak Ridge: 32/100 · Terrell: 44/100
Terrell is 12 points higher.
Flood
Oak Ridge: 36/100 · Terrell: 27/100
Oak Ridge is 9 points higher.
Oak Ridge: FEMA NFHL flood zones: 4 features intersect this tile.
Terrell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Oak Ridge: 14/100 · Terrell: 14/100
No gap.
Oak Ridge: Wind exposure derived from ingested design wind / climatology tiles.
Terrell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Oak Ridge: 61/100 · Terrell: 62/100
Terrell is 1 points higher.
Oak Ridge: Lightning exposure derived from ingested climatology tiles.
Terrell: Lightning exposure derived from ingested climatology tiles.
Tornado
Oak Ridge: 8/100 · Terrell: 27/100
Terrell is 19 points higher.
Oak Ridge: Tornado risk derived from NOAA SPC historical reports.
Terrell: Tornado risk derived from NOAA SPC historical reports.
Hail
Oak Ridge: 26/100 · Terrell: 96/100
Terrell is 70 points higher.
Oak Ridge: Hail risk derived from NOAA SPC historical reports.
Terrell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Oak Ridge: Unavailable · Terrell: Unavailable
A score difference cannot be calculated without both sources.
Oak Ridge: Storm surge model is not available for this location yet.
Terrell: Storm surge model is not available for this location yet.
Wildfire
Oak Ridge: 56/100 · Terrell: 59/100
Terrell is 3 points higher.
Oak Ridge: Wildfire exposure derived from ingested fire potential tiles.
Terrell: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Oak Ridge: 26/100 · Terrell: 26/100
No gap.
Oak Ridge: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Terrell: Air quality signal derived from the latest EPA AirNow combined AQI grid.