City vs city
Megargel vs Stephenville, TX
Stephenville currently scores 2 points higher overall than Megargel, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Megargel: 43/100 · Stephenville: 45/100
Stephenville is 2 points higher.
Flood
Megargel: 13/100 · Stephenville: 34/100
Stephenville is 21 points higher.
Megargel: FEMA NFHL flood zones: 2 features intersect this tile.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Megargel: 16/100 · Stephenville: 14/100
Megargel is 2 points higher.
Megargel: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Megargel: 62/100 · Stephenville: 54/100
Megargel is 8 points higher.
Megargel: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Megargel: 0/100 · Stephenville: 19/100
Stephenville is 19 points higher.
Megargel: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Megargel: 100/100 · Stephenville: 100/100
No gap.
Megargel: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Megargel: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Megargel: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Megargel: 55/100 · Stephenville: 65/100
Stephenville is 10 points higher.
Megargel: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Megargel: 11/100 · Stephenville: 28/100
Stephenville is 17 points higher.
Megargel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stephenville: Air quality signal derived from the latest EPA AirNow combined AQI grid.