City vs city
McAllen vs Oak Trail Shores, TX
Oak Trail Shores currently scores 7 points higher overall than McAllen, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
McAllen: 42/100 · Oak Trail Shores: 49/100
Oak Trail Shores is 7 points higher.
Flood
McAllen: Unavailable · Oak Trail Shores: 28/100
A score difference cannot be calculated without both sources.
McAllen: Flood model is not available for this location yet.
Oak Trail Shores: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
McAllen: 36/100 · Oak Trail Shores: 14/100
McAllen is 22 points higher.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Oak Trail Shores: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
McAllen: 35/100 · Oak Trail Shores: 52/100
Oak Trail Shores is 17 points higher.
McAllen: Lightning exposure derived from ingested climatology tiles.
Oak Trail Shores: Lightning exposure derived from ingested climatology tiles.
Tornado
McAllen: 27/100 · Oak Trail Shores: 77/100
Oak Trail Shores is 50 points higher.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Oak Trail Shores: Tornado risk derived from NOAA SPC historical reports.
Hail
McAllen: 100/100 · Oak Trail Shores: 90/100
McAllen is 10 points higher.
McAllen: Hail risk derived from NOAA SPC historical reports.
Oak Trail Shores: Hail risk derived from NOAA SPC historical reports.
Storm surge
McAllen: Unavailable · Oak Trail Shores: Unavailable
A score difference cannot be calculated without both sources.
McAllen: Storm surge model is not available for this location yet.
Oak Trail Shores: Storm surge model is not available for this location yet.
Wildfire
McAllen: 70/100 · Oak Trail Shores: 57/100
McAllen is 13 points higher.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Oak Trail Shores: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
McAllen: 26/100 · Oak Trail Shores: 28/100
Oak Trail Shores is 2 points higher.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Trail Shores: Air quality signal derived from the latest EPA AirNow combined AQI grid.