City vs city
McAllen vs Montgomery, TX
McAllen currently scores 2 points higher overall than Montgomery, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
McAllen: 42/100 · Montgomery: 40/100
McAllen is 2 points higher.
Flood
McAllen: Unavailable · Montgomery: 33/100
A score difference cannot be calculated without both sources.
McAllen: Flood model is not available for this location yet.
Montgomery: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
McAllen: 36/100 · Montgomery: 27/100
McAllen is 9 points higher.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
McAllen: 35/100 · Montgomery: 75/100
Montgomery is 40 points higher.
McAllen: Lightning exposure derived from ingested climatology tiles.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Tornado
McAllen: 27/100 · Montgomery: 31/100
Montgomery is 4 points higher.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Hail
McAllen: 100/100 · Montgomery: 28/100
McAllen is 72 points higher.
McAllen: Hail risk derived from NOAA SPC historical reports.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Storm surge
McAllen: Unavailable · Montgomery: Unavailable
A score difference cannot be calculated without both sources.
McAllen: Storm surge model is not available for this location yet.
Montgomery: Storm surge model is not available for this location yet.
Wildfire
McAllen: 70/100 · Montgomery: 57/100
McAllen is 13 points higher.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
McAllen: 26/100 · Montgomery: 27/100
Montgomery is 1 points higher.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Montgomery: Air quality signal derived from the latest EPA AirNow combined AQI grid.