City vs city
Lubbock vs Spearman, TX
Lubbock currently scores 13 points higher overall than Spearman, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lubbock: 55/100 · Spearman: 42/100
Lubbock is 13 points higher.
Flood
Lubbock: 41/100 · Spearman: Unavailable
A score difference cannot be calculated without both sources.
Lubbock: FEMA NFHL flood zones: 16 features intersect this tile.
Spearman: Flood model is not available for this location yet.
Wind
Lubbock: 15/100 · Spearman: 18/100
Spearman is 3 points higher.
Lubbock: Wind exposure derived from ingested design wind / climatology tiles.
Spearman: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lubbock: 51/100 · Spearman: 60/100
Spearman is 9 points higher.
Lubbock: Lightning exposure derived from ingested climatology tiles.
Spearman: Lightning exposure derived from ingested climatology tiles.
Tornado
Lubbock: 100/100 · Spearman: 62/100
Lubbock is 38 points higher.
Lubbock: Tornado risk derived from NOAA SPC historical reports.
Spearman: Tornado risk derived from NOAA SPC historical reports.
Hail
Lubbock: 100/100 · Spearman: 100/100
No gap.
Lubbock: Hail risk derived from NOAA SPC historical reports.
Spearman: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lubbock: Unavailable · Spearman: Unavailable
A score difference cannot be calculated without both sources.
Lubbock: Storm surge model is not available for this location yet.
Spearman: Storm surge model is not available for this location yet.
Wildfire
Lubbock: 57/100 · Spearman: 41/100
Lubbock is 16 points higher.
Lubbock: Wildfire exposure derived from ingested fire potential tiles.
Spearman: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lubbock: 23/100 · Spearman: 13/100
Lubbock is 10 points higher.
Lubbock: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spearman: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.