City vs city
Live Oak vs St. Hedwig, TX
Live Oak currently scores 5 points higher overall than St. Hedwig, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Live Oak: 43/100 · St. Hedwig: 38/100
Live Oak is 5 points higher.
Flood
Live Oak: 26/100 · St. Hedwig: 35/100
St. Hedwig is 9 points higher.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
St. Hedwig: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Live Oak: 17/100 · St. Hedwig: 17/100
No gap.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
St. Hedwig: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Live Oak: 37/100 · St. Hedwig: 37/100
No gap.
Live Oak: Lightning exposure derived from ingested climatology tiles.
St. Hedwig: Lightning exposure derived from ingested climatology tiles.
Tornado
Live Oak: 38/100 · St. Hedwig: 0/100
Live Oak is 38 points higher.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
St. Hedwig: Tornado risk derived from NOAA SPC historical reports.
Hail
Live Oak: 100/100 · St. Hedwig: 56/100
Live Oak is 44 points higher.
Live Oak: Hail risk derived from NOAA SPC historical reports.
St. Hedwig: Hail risk derived from NOAA SPC historical reports.
Storm surge
Live Oak: Unavailable · St. Hedwig: Unavailable
A score difference cannot be calculated without both sources.
Live Oak: Storm surge model is not available for this location yet.
St. Hedwig: Storm surge model is not available for this location yet.
Wildfire
Live Oak: 57/100 · St. Hedwig: 53/100
Live Oak is 4 points higher.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
St. Hedwig: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Live Oak: 28/100 · St. Hedwig: 28/100
No gap.
Live Oak: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Hedwig: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.