City vs city
Live Oak vs Schertz, TX
Live Oak currently scores 8 points higher overall than Schertz, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Live Oak: 43/100 · Schertz: 35/100
Live Oak is 8 points higher.
Flood
Live Oak: 26/100 · Schertz: 35/100
Schertz is 9 points higher.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Schertz: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Live Oak: 17/100 · Schertz: 17/100
No gap.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Schertz: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Live Oak: 37/100 · Schertz: 38/100
Schertz is 1 points higher.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Schertz: Lightning exposure derived from ingested climatology tiles.
Tornado
Live Oak: 38/100 · Schertz: 4/100
Live Oak is 34 points higher.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Schertz: Tornado risk derived from NOAA SPC historical reports.
Hail
Live Oak: 100/100 · Schertz: 73/100
Live Oak is 27 points higher.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Schertz: Hail risk derived from NOAA SPC historical reports.
Storm surge
Live Oak: Unavailable · Schertz: Unavailable
A score difference cannot be calculated without both sources.
Live Oak: Storm surge model is not available for this location yet.
Schertz: Storm surge model is not available for this location yet.
Wildfire
Live Oak: 57/100 · Schertz: 51/100
Live Oak is 6 points higher.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Schertz: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Live Oak: 28/100 · Schertz: 28/100
No gap.
Live Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Schertz: Air quality signal derived from the latest EPA AirNow combined AQI grid.