City vs city
Lipan vs Stephenville, TX
Stephenville currently scores 7 points higher overall than Lipan, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lipan: 38/100 · Stephenville: 45/100
Stephenville is 7 points higher.
Flood
Lipan: 28/100 · Stephenville: 34/100
Stephenville is 6 points higher.
Lipan: FEMA NFHL flood zones: 10 features intersect this tile.
Stephenville: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Lipan: 14/100 · Stephenville: 14/100
No gap.
Lipan: Wind exposure derived from ingested design wind / climatology tiles.
Stephenville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lipan: 51/100 · Stephenville: 54/100
Stephenville is 3 points higher.
Lipan: Lightning exposure derived from ingested climatology tiles.
Stephenville: Lightning exposure derived from ingested climatology tiles.
Tornado
Lipan: 4/100 · Stephenville: 19/100
Stephenville is 15 points higher.
Lipan: Tornado risk derived from NOAA SPC historical reports.
Stephenville: Tornado risk derived from NOAA SPC historical reports.
Hail
Lipan: 75/100 · Stephenville: 100/100
Stephenville is 25 points higher.
Lipan: Hail risk derived from NOAA SPC historical reports.
Stephenville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lipan: Unavailable · Stephenville: Unavailable
A score difference cannot be calculated without both sources.
Lipan: Storm surge model is not available for this location yet.
Stephenville: Storm surge model is not available for this location yet.
Wildfire
Lipan: 69/100 · Stephenville: 65/100
Lipan is 4 points higher.
Lipan: Wildfire exposure derived from ingested fire potential tiles.
Stephenville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lipan: 28/100 · Stephenville: 28/100
No gap.
Lipan: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stephenville: Air quality signal derived from the latest EPA AirNow combined AQI grid.