City vs city
Lancaster vs Oak Leaf, TX
Oak Leaf currently scores 2 points higher overall than Lancaster, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lancaster: 44/100 · Oak Leaf: 46/100
Oak Leaf is 2 points higher.
Flood
Lancaster: 27/100 · Oak Leaf: 23/100
Lancaster is 4 points higher.
Lancaster: FEMA NFHL flood zones: 7 features intersect this tile.
Oak Leaf: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Lancaster: 14/100 · Oak Leaf: 14/100
No gap.
Lancaster: Wind exposure derived from ingested design wind / climatology tiles.
Oak Leaf: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lancaster: 56/100 · Oak Leaf: 55/100
Lancaster is 1 points higher.
Lancaster: Lightning exposure derived from ingested climatology tiles.
Oak Leaf: Lightning exposure derived from ingested climatology tiles.
Tornado
Lancaster: 19/100 · Oak Leaf: 50/100
Oak Leaf is 31 points higher.
Lancaster: Tornado risk derived from NOAA SPC historical reports.
Oak Leaf: Tornado risk derived from NOAA SPC historical reports.
Hail
Lancaster: 100/100 · Oak Leaf: 100/100
No gap.
Lancaster: Hail risk derived from NOAA SPC historical reports.
Oak Leaf: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lancaster: Unavailable · Oak Leaf: Unavailable
A score difference cannot be calculated without both sources.
Lancaster: Storm surge model is not available for this location yet.
Oak Leaf: Storm surge model is not available for this location yet.
Wildfire
Lancaster: 61/100 · Oak Leaf: 53/100
Lancaster is 8 points higher.
Lancaster: Wildfire exposure derived from ingested fire potential tiles.
Oak Leaf: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Lancaster: 30/100 · Oak Leaf: 30/100
No gap.
Lancaster: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Leaf: Air quality signal derived from the latest EPA AirNow combined AQI grid.