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City vs city

La Vernia vs Schertz, TX

La Vernia and Schertz are tied on overall score, with the biggest factor difference in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

La Vernia

35/100

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Schertz

35/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

La Vernia: 35/100 · Schertz: 35/100

No gap.

Flood

La Vernia: 38/100 · Schertz: 35/100

La Vernia is 3 points higher.

La Vernia: FEMA NFHL flood zones: 11 features intersect this tile.

Schertz: FEMA NFHL flood zones: 15 features intersect this tile.

Wind

La Vernia: 18/100 · Schertz: 17/100

La Vernia is 1 points higher.

La Vernia: Wind exposure derived from ingested design wind / climatology tiles.

Schertz: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

La Vernia: 38/100 · Schertz: 38/100

No gap.

La Vernia: Lightning exposure derived from ingested climatology tiles.

Schertz: Lightning exposure derived from ingested climatology tiles.

Tornado

La Vernia: 15/100 · Schertz: 4/100

La Vernia is 11 points higher.

La Vernia: Tornado risk derived from NOAA SPC historical reports.

Schertz: Tornado risk derived from NOAA SPC historical reports.

Hail

La Vernia: 57/100 · Schertz: 73/100

Schertz is 16 points higher.

La Vernia: Hail risk derived from NOAA SPC historical reports.

Schertz: Hail risk derived from NOAA SPC historical reports.

Storm surge

La Vernia: Unavailable · Schertz: Unavailable

A score difference cannot be calculated without both sources.

La Vernia: Storm surge model is not available for this location yet.

Schertz: Storm surge model is not available for this location yet.

Wildfire

La Vernia: 52/100 · Schertz: 51/100

La Vernia is 1 points higher.

La Vernia: Wildfire exposure derived from ingested fire potential tiles.

Schertz: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

La Vernia: 29/100 · Schertz: 28/100

La Vernia is 1 points higher.

La Vernia: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Schertz: Air quality signal derived from the latest EPA AirNow combined AQI grid.