City vs city
La Vernia vs McAllen, TX
McAllen currently scores 7 points higher overall than La Vernia, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
La Vernia: 35/100 · McAllen: 42/100
McAllen is 7 points higher.
Flood
La Vernia: 38/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
La Vernia: FEMA NFHL flood zones: 11 features intersect this tile.
McAllen: Flood model is not available for this location yet.
Wind
La Vernia: 18/100 · McAllen: 36/100
McAllen is 18 points higher.
La Vernia: Wind exposure derived from ingested design wind / climatology tiles.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
La Vernia: 38/100 · McAllen: 35/100
La Vernia is 3 points higher.
La Vernia: Lightning exposure derived from ingested climatology tiles.
McAllen: Lightning exposure derived from ingested climatology tiles.
Tornado
La Vernia: 15/100 · McAllen: 27/100
McAllen is 12 points higher.
La Vernia: Tornado risk derived from NOAA SPC historical reports.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Hail
La Vernia: 57/100 · McAllen: 100/100
McAllen is 43 points higher.
La Vernia: Hail risk derived from NOAA SPC historical reports.
McAllen: Hail risk derived from NOAA SPC historical reports.
Storm surge
La Vernia: Unavailable · McAllen: Unavailable
A score difference cannot be calculated without both sources.
La Vernia: Storm surge model is not available for this location yet.
McAllen: Storm surge model is not available for this location yet.
Wildfire
La Vernia: 52/100 · McAllen: 70/100
McAllen is 18 points higher.
La Vernia: Wildfire exposure derived from ingested fire potential tiles.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
La Vernia: 29/100 · McAllen: 26/100
La Vernia is 3 points higher.
La Vernia: Air quality signal derived from the latest EPA AirNow combined AQI grid.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.