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City vs city

Kirby vs Schertz, TX

Kirby currently scores 8 points higher overall than Schertz, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Schertz

30/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Kirby: 38/100 · Schertz: 30/100

Kirby is 8 points higher.

Flood

Kirby: 30/100 · Schertz: 36/100

Schertz is 6 points higher.

Kirby: FEMA NFHL flood zones: 12 features intersect this tile.

Schertz: FEMA NFHL flood zones: 12 features intersect this tile.

Wind

Kirby: 17/100 · Schertz: 17/100

No gap.

Kirby: Wind exposure derived from ingested design wind / climatology tiles.

Schertz: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Kirby: 36/100 · Schertz: 39/100

Schertz is 3 points higher.

Kirby: Lightning exposure derived from ingested climatology tiles.

Schertz: Lightning exposure derived from ingested climatology tiles.

Tornado

Kirby: 4/100 · Schertz: 19/100

Schertz is 15 points higher.

Kirby: Tornado risk derived from NOAA SPC historical reports.

Schertz: Tornado risk derived from NOAA SPC historical reports.

Hail

Kirby: 100/100 · Schertz: 32/100

Kirby is 68 points higher.

Kirby: Hail risk derived from NOAA SPC historical reports.

Schertz: Hail risk derived from NOAA SPC historical reports.

Storm surge

Kirby: Unavailable · Schertz: Unavailable

A score difference cannot be calculated without both sources.

Kirby: Storm surge model is not available for this location yet.

Schertz: Storm surge model is not available for this location yet.

Wildfire

Kirby: 52/100 · Schertz: 41/100

Kirby is 11 points higher.

Kirby: Wildfire exposure derived from ingested fire potential tiles.

Schertz: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Kirby: 28/100 · Schertz: 27/100

Kirby is 1 points higher.

Kirby: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Schertz: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.