City vs city
Kirby vs Live Oak, TX
Live Oak currently scores 5 points higher overall than Kirby, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Kirby: 38/100 · Live Oak: 43/100
Live Oak is 5 points higher.
Flood
Kirby: 30/100 · Live Oak: 26/100
Kirby is 4 points higher.
Kirby: FEMA NFHL flood zones: 12 features intersect this tile.
Live Oak: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Kirby: 17/100 · Live Oak: 17/100
No gap.
Kirby: Wind exposure derived from ingested design wind / climatology tiles.
Live Oak: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Kirby: 36/100 · Live Oak: 37/100
Live Oak is 1 points higher.
Kirby: Lightning exposure derived from ingested climatology tiles.
Live Oak: Lightning exposure derived from ingested climatology tiles.
Tornado
Kirby: 4/100 · Live Oak: 38/100
Live Oak is 34 points higher.
Kirby: Tornado risk derived from NOAA SPC historical reports.
Live Oak: Tornado risk derived from NOAA SPC historical reports.
Hail
Kirby: 100/100 · Live Oak: 100/100
No gap.
Kirby: Hail risk derived from NOAA SPC historical reports.
Live Oak: Hail risk derived from NOAA SPC historical reports.
Storm surge
Kirby: Unavailable · Live Oak: Unavailable
A score difference cannot be calculated without both sources.
Kirby: Storm surge model is not available for this location yet.
Live Oak: Storm surge model is not available for this location yet.
Wildfire
Kirby: 52/100 · Live Oak: 57/100
Live Oak is 5 points higher.
Kirby: Wildfire exposure derived from ingested fire potential tiles.
Live Oak: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Kirby: 28/100 · Live Oak: 28/100
No gap.
Kirby: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Live Oak: Air quality signal derived from the latest EPA AirNow combined AQI grid.