Direct answer

Is Houston, TX safe from flooding?

Houston is lower risk for flooding in the long-term model (34/100), but risk is not zero during active weather periods.

City score

34/100

Level: low

State average

44/100

Same hazard across TX.

Comparison

Houston is 10 points below the state average for this hazard.

Why this answer

FEMA NFHL flood zones: 19 features intersect this tile.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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