City vs city
Houston vs Terrell, TX
Houston currently scores 4 points higher overall than Terrell, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Houston: 48/100 · Terrell: 44/100
Houston is 4 points higher.
Flood
Houston: 40/100 · Terrell: 27/100
Houston is 13 points higher.
Houston: FEMA NFHL flood zones: 20 features intersect this tile.
Terrell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Houston: 42/100 · Terrell: 14/100
Houston is 28 points higher.
Houston: Wind exposure derived from ingested design wind / climatology tiles.
Terrell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Houston: 71/100 · Terrell: 62/100
Houston is 9 points higher.
Houston: Lightning exposure derived from ingested climatology tiles.
Terrell: Lightning exposure derived from ingested climatology tiles.
Tornado
Houston: 50/100 · Terrell: 27/100
Houston is 23 points higher.
Houston: Tornado risk derived from NOAA SPC historical reports.
Terrell: Tornado risk derived from NOAA SPC historical reports.
Hail
Houston: 58/100 · Terrell: 96/100
Terrell is 38 points higher.
Houston: Hail risk derived from NOAA SPC historical reports.
Terrell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Houston: Unavailable · Terrell: Unavailable
A score difference cannot be calculated without both sources.
Houston: Storm surge model is not available for this location yet.
Terrell: Storm surge model is not available for this location yet.
Wildfire
Houston: 51/100 · Terrell: 59/100
Terrell is 8 points higher.
Houston: Wildfire exposure derived from ingested fire potential tiles.
Terrell: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Houston: 27/100 · Terrell: 26/100
Houston is 1 points higher.
Houston: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Terrell: Air quality signal derived from the latest EPA AirNow combined AQI grid.